कमी कागदपत्रे, जलद मंजुरी! तुमच्या उच्च शिक्षणासाठी एसबीआयतर्फे सोपे शैक्षणिक कर्ज. Documents Required For SBI PM Vidyalaxmi Scheme
List Of Documents Required For SBI PM Vidyalaxmi Scheme
Documents Required For SBI PM Vidyalaxmi Scheme: SBI PM-Vidyalaxmi Scheme is a dedicated education loan program offered by the State Bank of India designed to financially support students pursuing higher education. To streamline the application process, the scheme outlines a clear checklist of requirements. Applicants need to submit standard loan application forms, and for loans exceeding ₹7.50 lakhs, an Asset-Liability statement is mandatory. Get all details about Documents Required For SBI PM Vidyalaxmi Scheme, List Of Important Document For SBI PM Vidyalaxmi Yojana
The documentation process is highly simplified for existing SBI customers with KYC-compliant accounts, as they do not require fresh KYC documents. Meanwhile, new or non-compliant customers must provide standard identity and residence proofs, with a PAN card being mandatory. Additionally, students are required to furnish their academic transcripts (from 10th grade onwards), entrance exam results, proof of admission, and a detailed schedule of course expenses. For securing the loan, the bank accepts both immovable securities—such as land or buildings with proper legal titles—and movable assets, including fixed deposits, insurance policies, and government bonds.
Checklist for PM vidyalaxmi Education Loan
Forms |
| Loan Application Form |
| Asset-Liability Statement of applicant/Co-applicant / Guarantor (Applicable for loans above Rs 7.50 lacs) |
List Of Important Document For SBI PM Vidyalaxmi Yojana
SBI PM Vidyalaxmi Scheme KYC Documents | |
Applicant with KYC compliant account with SBI | New Customer/ KYC non-compliant account with SBI |
| No fresh KYC document is required.
| Proof of Identity (Anyone): PAN/ Passport/ Driver’s License/ Voter ID card/Proof of possession of Aadhar Number. |
| Address proof to be provided in case of change of address. | PAN is mandatory if not available in system. |
| PAN is mandatory if not available in your account | Proof of Residence/ Address (Anyone): Recent copy of Telephone Bill/ ElectricityProof of possession of Aadhar Number. |
| AADHAR to be updated for any application for subsidy schemes of government. | AADHAR to be updated for any application for subsidy schemes of government. |
| Passport is mandatory for students for Studies Abroad, to be provided in case of non-availability in Bank’s record. | Passport is mandatory for students for Studies Abroad, to be provided in case of non-availability in Bank’s record. |
SBI PM Vidyalaxmi Scheme Student Academic details |
| Mark sheet of 10th, 12th, Graduation (if applicable), Entrance Exam Result |
| Proof of admission to course [Offer Letter/ Admission Letter/ ID card if available] |
| Schedule of expenses for course |
| Copies of letter conferring scholarship, free-ship, etc. (if any) |
| Gap certificate, if applicable |
Income Proof for Co-applicant/ Guarantor | |
Salaried | Non-Salaried |
| Latest Salary Slip or Salary Certificate | Business address proof |
| Copy of latest Form 16 or IT Returns (ITR V) | Latest IT returns |
| Account Statement |
| Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s |
Security | |
| Immovable Security (Land/Building): | Movable Security |
| Permission for construction (where applicable) | Bank Deposit (TDR/ STDR/ RD), |
| Copy of non-agriculture land permission | Insurance Policy (SBI Life/ LIC), |
| Copy of Sale Deed and other documents of title to property in respect of immovable property | Govt Securities/Bond issued by PSUs, |
| Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt | Mutual Fund schemes of SBI MF (FMP / DAF) |
| Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property) | FCNR deposits. |
| Any other document required to establish the chain of title | |